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Click here to access WCFCU online banking

Great Rates, low fees

We offer competitive rates on loans and deposits. Check out our full list of rates for everything from a certificate to an auto loan.


Student Choice

We now offer a BETTER way to pay for college with our Student Choice private loan solution. We'll help you fill the funding gap that federal aid may leave behind.


Important Numbers

Routing/ABA Number:

243385456

 

Audio Response:

888.362.2072

 

VISA Lost/Stolen:

800.433.0505

 

Debit/ATM Lost/Stolen:

800.523.4175

 

 

Enterprise, Click here to learn more

Rates

Loan Rates

Vehicles, Personal, Shared secured, Student, Visa Cards

Loan Type
APR*
as low as
Term
 Payment
Example
New Car / Boat - 100% Sale Price
2.99%
0 to 60mo.
New Car / Boat - 100% Sale Price
2.99%
61 to 72 mo.
Used Car - 100% Sale Price
2.99%
0 to 60 mo.
Share Secured - 100% shares
Variable
0 to 60 mo.
Personal Line of Credit - $1000-$5000
8.99%
0 to 36 mo.
Personal Line of Credit - $5001-$10,000
9.99%
37 to 60 mo.
Visa - No Annual Fee - 1% Cash Rebate              9.90%
* Annual Percentage Rate - Rates and Terms are subject to change without notification.

 

Click Here to apply online for a Credit Union loan, or Click Here to contact us for more details.

 

 

Mortgage / Home Equity

Loan Type
APR*
as low as
Term
 Payment
Example
Home Equity - 80% Appraisal
2.99%
Up to 60 mo.
Home Equity - 80% Appraisal
4.49%
Up to 84 mo.
Home Equity - 80% Appraisal
4.99%
Up to 120 mo.
Home Equity - 80% Appraisal
5.49%
Up to 180 mo.
Home Equity Line of Credit - 80% Appraisal
Var.
Revolving
Prime Rate
Home Equity Line of Credit - 80% Appraisal
3.25%
Var.
Revolving
Mortgage Loans - 80% Appraisal
Var.
30 years
* Annual Percentage Rate - Rates and Terms are subject to change without notification.

 

Click Here to apply online for a Credit Union loan, or Click Here to contact us for more details.

Click here to complete an application

It's quick and easy to apply for a Credit Union loan from the comfort of your home- and you'll have a response ASAP!


6.90% APR* VISA Balance Transfer!

Enjoy a super-low rate on credit card balance transfers for the life of the transfer. This is no introductory rate!

 

 

Get your account information online