We offer competitive rates on loans and deposits. Check out our full list of rates for everything from a certificate to an auto loan.
Student Choice
We now offer a BETTER way to pay for college with our Student Choice private loan solution. We'll help you fill the funding gap that federal aid may leave behind.
Important Numbers
Routing/ABA Number:
243385456
Audio Response:
888.362.2072
VISA Lost/Stolen:
800.433.0505
Debit/ATM Lost/Stolen:
800.523.4175
Loan Rates
Vehicles, Personal, Shared secured, Student, Visa Cards
| Loan Type |
APR* as low as |
Term |
Payment Example |
| New Car / Boat - 100% Sale Price |
2.99% |
0 to 60mo. |
|
| New Car / Boat - 100% Sale Price |
2.99% |
61 to 72 mo. |
|
| Used Car - 100% Sale Price |
2.99% |
0 to 60 mo. |
|
| Share Secured - 100% shares |
Variable |
0 to 60 mo. |
|
| Personal Line of Credit - $1000-$5000 |
8.99% |
0 to 36 mo. |
|
| Personal Line of Credit - $5001-$10,000 |
9.99% |
37 to 60 mo. |
|
| Visa - No Annual Fee - 1% Cash Rebate | 9.90% | ||
Click Here to apply online for a Credit Union loan, or Click Here to contact us for more details.
Mortgage / Home Equity
| Loan Type |
APR* as low as |
Term |
Payment Example |
| Home Equity - 80% Appraisal |
2.99% |
Up to 60 mo. |
|
| Home Equity - 80% Appraisal |
4.49% |
Up to 84 mo. |
|
| Home Equity - 80% Appraisal |
4.99% |
Up to 120 mo. |
|
| Home Equity - 80% Appraisal |
5.49% |
Up to 180 mo. |
|
| Prime Rate Home Equity Line of Credit - 80% Appraisal |
3.25%
Var. |
Revolving |
|
| Mortgage Loans - 80% Appraisal |
Var. |
30 years |
Click Here to apply online for a Credit Union loan, or Click Here to contact us for more details.
| Type |
APR* |
APY* |
| Share Drafts |
0.0% |
0.0% |
| Shares and IRA Shares |
0.50% |
0.50% |
| Vacation/Christmas Club shares |
0.50% |
0.50% |
| Projected Money Market |
0.75% |
0.75% |
| 6 month certificate share |
0.649% |
0.65% |
| 7 month Ready Access Certificate** |
0.749% |
0.75% |
| 12 month certificate |
0.848% |
0.85% |
| 18 month certificate |
0.948% |
0.95% |
| 24 month certificate |
1.147% |
1.15% |
| 36 month certificate |
1.345% |
1.35% |
| 48 month certificate |
1.544% |
1.55% |
| 60 month certificate |
1.990% |
2.00% |
Minimum balance requirements to earn interest are as follows:
6, 12, 18, 24, 36, 48 & 60 month certificates- $500; 7-month certificate- $5,000; Projected Money Market- $2,500; Shares, IRA Shares, Club Shares- $100.
*APR = Annual Percentage Rate, APY=Annual Percentage Yield. Rates are subject to change without notice.
|
Stop Payment Request |
$ 20.00 each |
|
Overdraft protection |
$ 5.00 per day |
|
Non-sufficient funds |
$ 20.00 each |
| Overdraft Privilege | $ 20.00 each |
| Returned deposited item | $ 10.00 each |
| Duplicate statements | $ 1.00 per page or $ 5.00 per statement (maximum) |
| Check photocopies | $ 3.50 Faxed |
| Copies of first 6 checks per year | Free |
| Additional copies of check | $ 1.00 each |
| Wire transfers incoming (Domestic) | Free |
| Wire transfers outgoing (Domestic) | $ 7.50 each |
| Money Orders | $ .50 each |
| (No charge with direct deposit) | |
| ATM charges | |
| (at participating machines) | Free |
| Online Banking | Free |
| Electronic Bill Payment | Free |
| Reactivation fee | $ 25.00 |
| Returned Statements | $ 5.00 per month |
| Payoff request for mortgages | $ 20.00 |
| Research fee | $ 15.00 per hour |
It's quick and easy to apply for a Credit Union loan from the comfort of your home- and you'll have a response ASAP!
6.90% APR* VISA Balance Transfer!
Enjoy a super-low rate on credit card balance transfers for the life of the transfer. This is no introductory rate!
Equal Housing Lender | 
Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government